Terms and Conditions

Effective Date: 16th March, 2025
Welcome to ZVP Finance. By accessing and using our website and services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our platform.

1. Acceptance of Terms
By accessing this website or applying for any loan or financial product with ZVP Finance, you agree to these Terms and Conditions, our Privacy Policy, and any additional guidelines or rules applicable to specific services.

2. Eligibility
To apply for a loan or use our services, you must:
-> Be at least 18 years old
-> Provide valid and verifiable identification
-> Have an active bank account
-> Meet our internal credit and risk assessment criteria
We reserve the right to reject any application at our sole discretion.

3. Loan Applications
When applying for a loan through ZVP Finance:
-> All information provided must be accurate and truthful
-> Submission of false or misleading data may result in disqualification or legal action
-> Approval is subject to verification and may be declined without obligation to provide reasons

4. Interest Rates and Fees
Interest rates, repayment terms, and associated fees will be clearly disclosed during the loan application process. By accepting a loan, you agree to the repayment schedule and applicable charges.

5. Repayment
You are expected to repay your loan on time according to the agreed schedule. Failure to do so may result in:
-> Late payment fees
-> Negative credit reporting
-> Legal recovery action
If you anticipate difficulty in repayment, contact us immediately to discuss possible options.

6. Use of Website
You agree not to misuse the website, upload harmful content, attempt unauthorized access, or engage in fraudulent activity. We reserve the right to suspend or terminate access if we detect any abuse or violation of our terms.

7. Intellectual Property
All content on this site, including logos, graphics, texts, and software, is the property of ZVP Finance and is protected by applicable copyright and trademark laws. You may not use, reproduce, or distribute any content without written permission.

8. Limitation of Liability
ZVP Finance shall not be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with the use of our services or website, even if advised of the possibility of such damages.

9. Modifications
We may update these Terms and Conditions at any time without prior notice. Any changes will be effective upon posting to this page. We encourage users to review this page periodically for updates.

10. Governing Law
These Terms and Conditions are governed by the laws of the [insert applicable country/state]. Any disputes will be handled in the appropriate courts of jurisdiction.